RENTAL HOUSING

Low Cost Rental Housing

Description: The Greater Lansing Housing Coalition rents apartments to individuals and families whose income falls within a certain range (capped at 60% of the median income for Ingham County). 

Eligibility: Must be at or below the 60% median for Ingham County.  Must show good credit, criminal and civil records and past rental history.

Cost: $15 per application.  Rents based on income.  Call or walk in for application.

Dates/Times:  Open from 8:30-5, M-F.

Contact Information/ Location: Amy Rose Wallace-Robinson, Business Manager; Greater Lansing Housing Coalition; 1017 W. Lapeer St. Lansing, MI  48915.  Phone: (517)372-5980.  E-mail: info@glhc.org.

Rental Housing for Low Income Residents                                        

Description: Offers low income apartments for rent in Lansing.  Rent is typically 30% of a person’s income.

Eligibility:  Must meet low-income guidelines.  Call for additional information.

Cost: Rents based on income level.  Call or drop-in for application.  After application is filled out, applicant will be placed on waiting list if that list is open.  Waits can be six months or longer.

Dates/Times: The Lansing Housing Commission is open from 8-5, M-F.

Contact Information: Lansing Housing Commission; 310 Seymour Ave.  Lansing, MI  48933.  Phone: (517)487-6550 

Low Cost Housing for Seniors and People with Disabilities

Description: Carriage Lane Apartments is an 89 unit, Elderly/Disabled, single family subsidized housing facility.

Eligibility: Head of the household or spouse must be 62 years of age and older, or disabled.

Cost: Based on income

Dates/Times: Open from 9-12 and 1-5, M-F.

Contact Information: Ingham County Housing Commission; Carriage Lane Apartments; 3882 Dobie Road, Okemos, MI  48864.  Phone: (517)349-1643.  

Low-Cost Rental Housing

Description: One and two bedroom apartments for rent.  Appliances furnished.

Eligibility: Very low or low income families, elderly, handicapped or disabled.  Each case is evaluated with its individual situation considered.

Cost: No fee for the program.  Rent will be based on income. Call for appointment to complete an application.  A waiting list is maintained, typically the wait is not less than one year.

Dates/Times: By appointment.

Contact Information: Potterville Housing Commission; 210 E. Main,   Potterville, MI  48876.  Phone: (517)645-7076.

HOMEOWNERSHIP/HOMEBUYING PROGRAMS

Allen Neighborhood Center Housing Resources

Description:  Allen Neighborhood Center Housing Resources include:

• First time homebuyer education/counseling classes
• Foreclosure prevention counseling
• Financial management/economic literacy counseling
• Credit repair counseling 

They can connect people with programs providing:

• Home improvement workshops
• Energy efficiency audits
• Home weatherization
• Low interest home improvement loans
• Emergency home repair funds
• Landlord tenant counseling 

Eligibility: 

Cost: Free

Times/Dates/Location: All sessions are by appointment only.  Allen Neighborhood Center is located at 1619 Kalamazoo St. in Lansing.

Contact Information:  Contact Jason Weller at 517-999-3913.

Housing Services for Eaton County

Descriptions:  Offers the following services for eligible people: 

• Home Counseling Services
• MSHDA Certified Homelinks provider
• Homebuyer Education - Group and Individual
• Pre-Purchase / Credit Repair Counseling
• Pre-Purchase Home Inspection Funds
• Home Maintenance Training
• Foreclosure Prevention Counseling
• Down Payment Assistance
• Delinquency Counseling
• Educational Homeownership Classes offered 

Eligibility: Eaton County residents 

Cost: Few to no fees 

Dates/Times: Mon-Fri 8:30am to 5:00pm 

Contact Information: (517) 541-1180 Identify which program they are calling about.

Homeownership Counseling 

Description: Option 1 Credit Union offers homeownership counseling through a grant by the Department of Housing and Urban Development.  The Homeownership Program offers: 

• Workshops addressing different aspects of homeownership
• One-on-One Counseling to address credit needs, budgeting, and create an action plan to achieve homeownership
• Pre-purchase counseling to determine if you are ready to purchase a home
• Money Management Counseling
• Post-purchase Counseling to help you keep your home
• Foreclosure Prevention to help you identify other alternatives to foreclosure. 

Eligibility: Anyone is eligible to use these services 

Cost: Free 

Times/Dates: Vary – Contact Adeline Metzler

Contact Information: Elvira Hernandez, Homeownership Counselor, 517-319-1303 or adelinem@option1cu.org.  

IDA Programs

Description:  Individual Development Accounts (IDAs) encourage people to save towards buying a first home, starting a small business, or going back to school.  They do this through providing education and a special savings program that provides a matching amount for savings. 

Eligibility: Individuals or families that have earned income can qualify in one of three ways: (1) Be TANF eligible, OR (2) the adjusted gross income of the household is equal to or less than 200% of the poverty line AND the net worth of the household does not exceed $10,000 OR (3) the household qualified for the earned income tax credit (EITC) and their net worth does not exceed $10,000. 

Cost: There is no cost to participate. 

Times/Dates: For the education courses vary.   

Contact Information: Adeline Metzler, Executive Vice President of Special Projects, 517-319-1303 or adelinem@option1cu.org.